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Woman Working Remotely

Retire With Confidence.

Get a Free Medicare & Retirement Planning Consultation

Work With a Local Connecticut Advisor

Michael Ciarlo 
Financial Advisor & Insurance Broker 

Helping Connecticut residents navigate:

  • Medicare Advantage vs Supplement

  • Retirement income planning

  • Investment & Risk Analysis

  • Social Security timing

  • Long-term care protection

  • Independent advisor representing multiple insurance companies.

As an expert in retirement, my mission is to serve the unique and specific needs of those 55+.

 

My primary goal is to provide solutions to retirement concerns by offering a variety of products from industry leading companies. I focus on helping clients create and protect their retirement lifestyle against unforeseen losses or setbacks. I hold myself to the highest level of integrity by finding the right companies and products to meet the needs of my clients.

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Office Discussion

Turning 65 is also the time to review your broader financial strategy.

We help clients with:

Income Planning 

401(k) & IRA Rollovers 

Social Security Planning 

Investment & Risk Analysis 

Asset Protection Strategies 

Estate Planning

Life Insurance

Compare Medicare Plans the Right Way

We help you understand:

Medicare Advantage vs Medicare Supplement

Prescription drug plans

Doctor and hospital networks

Monthly premiums vs out-of-pocket costs

Our goal is to find coverage that fits your doctors, prescriptions, and budget.

Financial Consultation Meeting
Senior Couple

Make Sure Your Retirement Plan Is Ready

Turning 65 is also the time to review your broader financial strategy.

We help clients with:

Retirement income planning

Protecting savings from market risk

Guaranteed lifetime income strategies

Long-term care planning

Many clients combine Medicare planning with retirement income strategies to create a complete retirement plan.

How can I help You

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Free Medicare & Retirement Consultation

In this consultation we will:

Review your Medicare options.

Compare available plans.

Answer your retirement planning questions.

Help you avoid common enrollment mistakes.

No cost. No obligation.

What Clients Say

"Michael made Medicare simple and helped us create a retirement income plan that gave us peace of mind."

What Clients Say

"Michael was so helpful to me when I began the retirement process. He walked us through all the steps and was very informative. I have already recommended him to many friends and

family members!"

What Clients Say

"Michael is very knowledgeable, informative, and was very helpful with the rollover. A great personality, answered all our questions, and made us feel good about our retirement money. I would recommend him to anyone!!"

What Clients Say

"Mike is extremely knowledgeable and helpful when it comes to retirement planning! 100% would recommend him."

What Clients Say

"Michael Ciarlo is a very knowledgeable, sharp individual when it comes to helping folks prepare for retirement. Whether it is Medicare coverage options, social security optimization, or income planning in retirement, he ensures all of his clients have all the information available to make informed decisions. Highly recommend his services!"

What Clients Say

"Michael was so helpful to me when I began the retirement process. He walked us through all the steps and was very informative. I have already recommended him to many friends and family members!"

What Clients Say

"Michael is very knowledgeable, informative and was very helpful with the rollover. A great personality, answered all our questions And made us feel good about our retirement money. I would recommend him to anyone!"

What Clients Say

"Mike is extremely knowledgeable and helpful when it comes to retirement planning! 100% would recommend him."

What Clients Say

"Michael Ciarlo is a very knowledgeable, sharp individual when it comes to helping folks

prepare for retirement. Whether it is Medicare coverage options, social security

optimization, or income planning in retirement, he ensures all of his clients have all the

information available to make informed decisions. Highly recommend his services!"

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Senior Woman

Retire With Confidence.
Let’s Make a Plan

Get expert guidance on Medicare and retirement planning.

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